Monday, December 23, 2013

How to Get an Affordable Tubal Reversal in These Economic Times


Finding an affordable tubal reversal becomes the goal of any woman once she makes up her mind she wants to reverse her tubal ligation and become pregnant once again. Of course, as these hard economic times progress, there will be those who desperately want a free tubal reversal instead.

As much as I would love to be able to point you toward a surgeon who provides free surgeries, this just isn't going to be possible. Even if you could find a surgeon who would do all that work for free, there is still all the surgical staff, office staff, facility costs and more that must be paid. There are certain organizations who take providing free ones as a ministry but their money does come from somewhere and they usually have very strict rules. A search on the web should bring up something for you if you must choose this route.

However, if you are still just looking for an affordable tubal reversal, you will want to know more about the usual tubal reversal cost. The price range for this procedure is $3500 - $30,000. But, you will be happy to know that you can find several surgeons whose charges are in the $6,000 to $7,000 range. Fortunately for you, this encompasses some of the best tubal reversal doctors around including the world's foremost specialist for this surgery.

Of course, this price tag can still seem out of reach for some women and their families. So what are your choices? Most first turn to their health insurance. Unfortunately, most health insurance companies consider this an elective procedure and will not pay for the surgery. Some may pay for some of the upfront testing needed before the surgery, but not the operation itself.

Lacking that alternative, you could look into getting some type of loan. There are some companies that will lend money for surgical procedures. Or you could try to refinance or get a second mortgage on your home. There are even signature loans for those with excellent credit.

However, given the present economic turmoil, it would be better for you to avoid taking on more debt. Unfortunately, none of us knows what the future can hold and some wise advisers, looking to the lessons of the past, recommend getting out of debt, not taking on more.

What this leaves you with is saving up for the operation. Either save it yourself in your own special savings account set aside for just this procedure or see if the doctor you have chosen provides a payment plan. Once set up, you can pay into the plan as much or as little as you are able each month till the amount is totally saved. Using a payment plan is a better idea than saving in my own bank account as it is essentially gone. It will not be easy to use it for anything else that comes up.

Choosing a doctor or clinic that gives you an affordable tubal reversal is the first thing to do. This is possible because of the fine doctors that are available at an affordable price. Make sure you check out their credentials and learn more about them secondly. You may find price is not the most important criteria. Then make the choice as to how to pay that affordable price. It's up to you.

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