Wednesday, April 10, 2013

Health Insurance - Maternity Benefits For Pregnant Ladies


The most beautiful gift given by God to a woman is the ability to deliver life which comes as the most joyous occasion for a family. However, unfortunately this beautiful feeling is hindered and overshadowed by the dark clouds of financial insecurity. A large percentage of women are clueless as to how to cover their maternity costs efficiently so as not to burn a hole in their pockets. This situation incurs the pregnant women with high stress and tension during her pregnancy which results in the complications at the point of delivery of the child.

Now, the question is how you can save yourself from the stressful situation during the pregnancy period and avoid any sort of unexpected complications. Nowadays, the high- end hospitals along with the health insurance companies have come up with excellent health coverage policies and plans including, maternity health coverage which are incredibly beneficial in making pregnancy a more economic process. These health insurance plans act as a supplement health plan which covers the high overrated costs that comes up with the nine-month pregnancy period and some of them even cover the expenses of post- pregnancy period. There is one plan which has come up newly in the market which has been covering maternity for individuals inculcating Pre & Post hospitalization Medical Expenses: Medical expenses incurred due to Illness up to 30 days period immediately before an insured person's admission to a hospital and 60 days immediately after the Person's discharge from the hospital.

Pregnancies can costs up to a lac of rupees involving all the medical costs and X- rays and sometimes, even more if that is a high-risk pregnancy. However, with a health insurance package you can have coverage for hospital visits, doctor visits, reasonable and customary charges for hospital accommodation, health check-ups. Moreover this newly introduced plan also covers the new born baby from day zero at no immediate extra cost. It will also cover vaccination expenses of the new born baby until the new born baby completes one year. So, end the worries and enjoy a stress free pregnancy.

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