Thursday, October 3, 2013

Getting a Health Insurance Quote


How to know which plan is right for you and how to get your own health insurance quote online. With all the health insurance plans and options it can be overwhelming choosing a right plan. On of the companies that makes a process of getting a quote online is Anthem Blue Cross. Health insurance companies have been listening to its members and have come out with new health plans. Some of the more popular health plans are available through Anthem. They are ClearProtection, CoreGuard, Premier, Individual Lumenos, PPO Share Plans, SmartSense, Right Plan 40 and Tonik health plans. Every plan is designed to fit your life style needs and your budget. To battle increasing cost of health care Anthem health insurance has been releasing new plan designs that allow you to customize your own coverage. New plan designs allow you to pick your deductible, option to have or not to have a co pay, pick your prescription drug deductible, allow you to exclude brand name drug coverage, allow you to exclude maternity coverage and many more options. For example excluding maternity coverage for single male or 60 year old would be a good idea. Why pay for the coverage that you never going to use. Anthem health insurance quote allows you to stay in control of your heal care.

Health plans that have been release this year ClearProtection, Core Guard and Premier are becoming more and more popular. ClearProtection offer the best value in California for individual medical insurance. With ClearProtection you have affordable plan without sacrificing anything. If are covered no matter if you have to go to the doctor, get a physical exam, refill you prescription and most important is that you are always covered for any accident or illness. When getting your Anthem health insurance quote make sure to look for ClerProtection.

If you are looking for catastrophic and easiest plan to understand then CoreGuard is for you. CoreGuard offers some of the highest deductibles and some of the lowest monthly cost. It is also a very simple plan to understand. For example with CoreGuard $10,000 deductible option, once you meet the deductible you are covered 100 percent. You do not have to confuse yourself with maximum out of pockets, coinsurance and prescription drug deductibles. Knowing that the absolute worst case, you can be $10,000 out of pocket then Anthem health insurance quote pays the rest. It is infinitely better then not having anything at all and getting $300,000 hospital bill. Get your Anthem health insurance quote online and find out if CoreGuard is for you.

Anthem Premier plans are designed with family in mind. If you have young kids you are going to appreciate option of unlimited doctor office visits with a $30 co pay. You or your kids can go as often as you like and all you are going to pay is $30 and Anthem will pick up the rest. Premier plans also offer a choice of six deductibles to choose from. All Anthem Premier plans cover you for preventative care, doctor office visits, generic prescription drugs and once a year physicals before you meet the deductible. Even if you choose a highest deductible, which is $6000, you are still going to pay $30 when you go to a doctor or pay as little as $25 when you go to get your physical. Get your Premier Anthem health insurance quote online, compare plans and save.

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