Sunday, January 5, 2014

Health Insurance Coverage For New Born Babies


A new born baby needs special coverage not only with a cozy blanket and your warm affection but also, from health diseases which a child may acquire. A new born baby is like a delicate flower that needs your utmost care and proper handling in order to grow in a beautiful plant which will brighten your future. In the present situation, almost everyone needs a health insurance cover in the light of growing diseases and heavy hospital expenses.

A health insurance is as important for your baby as it is for you, since he/she will now be a part of your family who needs to be covered against any health problems. Newborns require monthly checkups, immunizations, proper nutritional guidance and countless other reasons why they may need to visit a medical doctor. There are insurance plans which will cover your child too under the insurance cover, but for that you need to apply for that scheme within 30 days of the child birth. If you happen to miss the deadline, your health insurer might ask you to wait until the next annual enrollment period before you can add baby to your plan. However, there is one special unique new program being launched in the market which will remove all your worries regarding the baby as well as the expectant mother. The plan includes several maternity benefits, and also this special scheme- A newborn baby will be covered as an insured person from birth itself. It also covers vaccination expenses of your newborn baby until he/she is one year old.

With this new plan you don't have to think about enrolling him under the health cover as he/she will be automatically insured. Health insurance coverage also serves the purpose of tax benefit as per the laws.

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