Inexpensive health insurance is a luxury these days, but it should not be. Let me explain further. Health is wealth. Nothing is truer than this statement. Without your health, it is impossible to do anything worthwhile at all. You cannot work, you cannot do household chores and you cannot create wealth. That is the reason health is wealth since it is essential in creating wealth. Given that, we must everything in our power to ensure that we are at the best of our health all the time. But sometimes that is not possible. If we do not have the wealth to support us during medical emergencies, it might lead to medical complications and eventually death (hopefully not). So you can begin to see why it should be more than a luxury.
If you have the money to pay for your medical bills whenever you need to then good for you. But like most people, this is not always the case, especially in today's economic crunch. That is why applying for inexpensive health insurance coverage is a wise thing to do. By doing so, you are able to plan for a future happening without excessive financial stress, thus giving you a level of security and peace of mind.
There are several ways you can do so. One is to get a job with a company that offers insurance for its employees. That way, they can subsidize the insurance for you (and your family if possible) thus making it inexpensive for you to get one. You can also opt to get inexpensive individual health insurance while you are looking for a job. That way, there won't be any gap with you having no insurance, which is certainly risky.
Therefore, not getting health insurance is certainly not excusable. Not doing so constitutes irresponsibility, and might cost you or your loved ones undue financial suffering should unfortunate circumstances present themselves. Hence, make sure to get one as soon as possible if you don't already have one.