Thursday, January 31, 2013

What Does Prenatal Care Cost?

Having a child can add up, especially if you don't have any health insurance. Even if you have health insurance, you're going to find that the side fees can break the bank as well. While you don't want to have a child and not get any care, it's important that you look into getting care, even if you don't have the money. If you don't have the money, reference with your state's health department to see if there is any assistance.

With prenatal care, you're going to see your OB/GYN on a frequent basis. Depending on how far along you are, this will depend on how often you go. For example, if you're only 1 month into your pregnancy, you will probably go once a month. Once you're around 8 months, you will go every other week, up to your birth.

Your prenatal care will generally include your vitamins, your doctor appointments, and your Ultrasounds. While your health insurance will cover this, it's important to see if they cover maternity. If they don't cover your maternity procedures, you will have to pay out of pocket. Many Doctor's offices will work on a cash discount basis if you really want to.

Looking at the costs of prenatal care

Every state and hospital is going to vary, but you will find that each visit will be around $100 to $300. Your Ultrasounds can run anywhere from $200 to as much as $1,000. You will need around 2 ultrasounds during your care. You can get more if you choose to, or if they find something that may require another one.

The average cost including your ultrasound, vitamins, and doctor's visits will average around $3,000. This number can be significantly higher in some states, while it can be lower in other states. If you have insurance that covers maternity, you will find that you will pay your deductible, or co-pay (however your insurance works).

The cost doesn't include problems either. If you have problems or complications during your pregnancies, you may have to get medicine prescribed to you.

As you can see, it can add up. Before you have a child, make sure that you have insurance that covers maternity. This is going to be your best bet when it comes to the procedure.

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