People all over the U.S. struggle to pay medical bills. The unpaid hospital bills will pile up quickly from an unexpected illness. Due to the lack of medical insurance, you may have received a minimum level of treatment and were discharged with a recommendation of going to see another doctor. How do they expect you to see another doctor when you can't afford to pay their medical bills?
This is the sad reality of the medical industry in the United States. While the current administration promises a resolution, what do you do in the mean time? There are options, however none are absolute. Americans neglect their own health issues until their body won't let them anymore and sometimes it is too late by then. Waiting makes the issues worse yet many cannot afford the preventative measures and checkups necessary. Your health should be a priority, but the expense of medical bills sometimes makes that impossible.
Medical assistance is available through state and federal programs for some people. Those that are offered medical insurance through their employer sometimes can't afford it or they have it and it is not as effective as it should be. The rates of insurance are high, the deductibles are high, the co pays are high and the percentage the insurance covers is low. For those who do have insurance these numbers still equal needing help to pay medical expenses.
Medical advocates can help with unpaid hospital bills; however their assistance is limited too. They can find errors in billing and negotiate the numbers, but in the end you still have to find a way to pay medical bills. When there is nothing left to rob from Peter to pay Paul, it is time to consider a different approach to resolve your medical expenses.
Many have not considered bankruptcy to alleviate the stress and financial burden of medical expenses, however many are forced into bankruptcy due to unpaid hospital bills. When you do not have the means to pay medical bills, consult with a bankruptcy professional to help you make the best financial decision.