Friday, October 18, 2013

How to Find a Health Insurance Maternity Plan That Fits the Modern Mom


The century has turned, and thank goodness for that-our last one was a tumultuous one for birthing moms. The 1900s saw countless practices that spanned prenatal care, labor, delivery, and post-partum care that are now widely considered to be barbaric. We developed birth-defect producing drugs to alleviate morning sickness, strapped down and sedated women who were giving birth, banned fathers from delivery rooms. The 20th century approach to labor and delivery focused largely on the role of the doctor. Yet, in recent times, the focus is returning to the expecting woman.

As the focus shifts away from doctor-aided births and hospitalized labor, the need for a health insurance maternity plans that address new ways of thinking has arisen. Just as women throughout the world have been giving birth without the help of doctors since the beginning of humanity, so also are modern women returning to choosing different support professional for giving birth (most commonly, midwives and doulas) and even different establishments for giving birth (such as birthing centers or the choice to give birth at home).

So, are there health insurance maternity plans that address these emerging conditions? Will a woman who wants a midwife to deliver her baby stand a chance at finding an insurance company who will pay the costs? In this day and age, is it always cheaper to choose traditional hospital care, or are there some progressive companies that have listened to changes in women's tastes?

Fortunately, many insurance companies are beginning to come around and offer health insurance maternity options that stray from the 20th century mold. The best way to find such plans is to take advantage of modern online rate quote search tools, which can collect data robust enough to determine whether flexibility in maternity care options is a priority for you.

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